In a pressure cooker, add ghee, when hot, add cumin seeds, black peppercorns and splutter. Add onions and saute for a min. Add other veggies and stir well. Add turmeric powder, chilly powder, Cinnamon and cardamom powder along with grated ginger and stir well again. Wash rice and dal together and add it into the pressure cooker. Add water for cooking, salt for taste, cover and cook till its done. Serve hot
Note:
Can add more water depending on how you like the consistency of the khichdi to be.