Preheat oven to 350 degrees.
Spray 10 x 15 or 18 x 13 cookie sheet with non stick cooking spray. Set aside.
In a large mixing bowl combine, flour, baking soda, powder, salt, cinnamon, sugar substitute, and cloves. Stir until combined.
Add eggs, pumpkin and unsweetened applesauce. Stir until well combined.
Pour batter into prepared baking pan.
In a seperate medium mixing bowl combine, softened cream cheese, skim milk, egg, and sugar substitute.
Whisk until nice and smooth. To avoid lumps, make sure the cream cheese is softened, and/or at room temperature. Pour the cream cheese mixture over pumpkin batter.
Using a table knife gently cut through the batter to make swirls with the cream cheese evenly through the batter.
Bake for 25-30 minutes.
Notes
The point value per serving is the same with or without the cream cheese swirl.
If want to use a smaller baking dish ( 9 x 13 ) keep in mind they will be thicker (more cake like) and you will want to increase the cooking time to 35-40 minutes. I